National · Poland · Polish Ministry of National Defence / Bank Gospodarstwa Krajowego (BGK), backed by EU SAFE loan from the European Commission
FIZB SAFE is the Polish national implementing framework for the EU's Security Action for Europe (SAFE) instrument established by Council Regulation (EU) 2025/1106, which provides up to EUR 150 billion in long-maturity, competitively priced EU loans to Member States for urgent defence investment. Poland applied on 28 November 2025 for a loan tranche of approximately EUR 43.7 billion to finance collaborative procurement of defence goods, services and works under the EU defence procurement directive. The instrument is operated by Bank Gospodarstwa Krajowego (BGK) on behalf of the Polish Treasury, with the Minister of Finance acting as guarantor; the law entered into force in Q1 2026 following adoption by the Council of Ministers on 11 February 2026.
For Polish and European defence-industry companies, FIZB SAFE opens a pipeline of sovereign-backed procurement orders insulated from ordinary national budget cycles, because BGK channels EU loan funds directly into qualifying cooperative defence acquisitions. Loans can run up to 45 years with a 10-year principal grace period, making large-scale, long-lead-time defence programmes financially viable. Companies meeting SAFE eligibility rules (primarily EU/EEA/Ukraine-established entities with ≤35% third-country content) stand to benefit from a structurally guaranteed order book underpinned by EU AAA-rated borrowing.
Danish Ministry of Defence / Danish Ministry of Defence Acquisition and Logistics Organisation (FMI/DALO)
The single largest pot of near-term Danish defence procurement money, with an explicit invitation for industry to propose what to buy. Speed to fielding is the main selection criterion.
German Federal Government (BMVg and BMI)
One of very few German vehicles paying companies directly for security and defence-relevant research, with multi-million-euro phased contracts. Procurement-law process means longer lead times; watch the partnering events.
Next deadline 6 Oct
Industrial Development Agency (Agencja Rozwoju Przemysłu S.A.), Polish state development agency
A flexible state lender willing to bank defence-industry companies that commercial banks often avoid, useful for contract financing and liquidity in scaling defence production. No fixed calls: financing is negotiated case by case.